Credit without schufa – Nothing is impossible

Everything you do in life has its first time. That first job, first salary, first love, first promotion, oops first accident while learning to ride a bike, oh first financial crisis. Yes, money matters go off the track irrespective of your credit histories. In that case, the need to take funds may arise and applying for loan may come as the obvious solution. If you have no credit history then that may put you in fear of the rejection of loan application. But the human world has a good record of finding precise solution of any issue. Financial solutions especially the advanced ones are among them.

You have a place to borrow money now

Credit without schufa is the reality of today and you can experience it in actual with Unsecured Credit Germany. We are the new age lenders with changed approach on lending policies. The credit history and current credit score is important to us but more than that is important your repayment capacity.

The current income, bank statement that you provide us is sufficient to borrow funds. Your affordability against a loan amount decides everything from rate quote to repayment plans.

People are taking funds without schufa for varied purposes

If you still have any doubt then get yourself familiar with the situations that relate to real people. They are taking loan for that without schufa score. Most common situations are two and they are –

Student loan without schufa

Everyone knows that the future picture of a nation resides in the students. They create and craft a better tomorrow and become the pillars of an economy. To not to let these pillars become weak, it is necessary to feed their educational needs with a right amount of financial back up.

If you are the one in the struggle of a better career as a student, we can help you. Our loan choices of student loan without schufa experience are paired with borrower-friendly procedures.

The way to qualify for this loan is easy and includes the condition of a reliable financial backup to prove capacity on affordability.

Our loan products are designed on the logic that financial needs are frequent. The loan deals we offer are such that offer you stability on money matters on all aspects. The funds can be used for any-to-all purposes.

The next is....

For self-employed

Credit for self-employed without Schufa is like everyday need of the borrowers. – It is great to be self-reliant and having your own business or working as an independent professional are two great ways. But for both you need the backing of adequate money. To stay self-reliant, you need some investments and that cannot bear any compromise. Loans are the last but reliable source of money in the absence of your own sources such as savings and help from friends and family. Irrespective of the fact that you have taken a loan before or not, it becomes necessary to try your luck. With us, applying and availing funds through the loans for self-employed is not only possible but also lucrative.

Avail funds on the basis of –

Parallel to your financial efficiency on repayment capability, we give you the most related loan deal. From ‘related’ means the one that can fit to your pockets in interest rates and instalments.

No credit check is there

In case you do not want us to do hard search on your financial records, we have no credit check feature. In short, it is a soft search that leaves no impact on your credit records. Borrow funds free from the mess and stress of score check.

You are free from brokers

We have no third party commitments as the funds we provide come from our own capital. You can visit direct to us online without any broker bridge and can avail funds through paperless procedures. Why to spend money on brokerage when things can work smoothly?

Other prime features are

Frequently Asked Questions:

Does the loan comparison affect the SCHUFA score?

The loan comparison can help you to understand how every lender is working with its borrowing in order to make it convenient for the people. This process can help you in a vague manner to get familiar with the Schufa score. If you want to clear the concept of Schufa score you must consider the prominent sites of pages which give you a better way to get over with the purpose of Schufa score. Therefore, to understand the concept of Schufa score you have searched for the sites which can give a ranking of real numbers that works as good, fair, bad, poor or very poor.

Is there a loan despite SCHUFA?

Yes, there are loans despite Schufa score from the source of direct lenders. It is because financial assistance works on the basis of the Schufa numbers. Instead, it works as very important factor in every borrowing because it states your financial stability in terms of returning the amount on time. Therefore, you just have to make sure that if your Schufa numbers are not working in your favour do not worry. There is an option that you can select from the source of direct lenders only and that is the feature of no credit check.

How does the loan work without Schufa?

If you are applying from the source of the online platform then there are chances that you can get a loan without Schufa. It is secreted that lender performs while approving your application process. It works with the process of no credit check feature. This feature has made easy for the borrowers to get the loan approval with the constraint of low credit score. You just have to fill the application form with all your essential details. Therefore, within a short span of time, you can get instant disbursal.

What does credit with negative Schufa mean?

It is the term used by the direct lenders so that borrowers can get accurate information when they search for this constraint. It is barriers a borrower comes across in the way of getting the loan approval. Most of the time, various applications get rejected due to these constraints. But from the source of direct lenders platform, you can get the approval because they process with the feature of no credit check. The negative Schufa means that there is a hope for the borrowers to get approval even with this constraint.

How Can I get an instant loan without Schufa in 24 hours?

To get the instant loans without Schufa score you have to keep your income status strong. It is because the Schufa score describes your financial status if that thing is not showing the accurate status you have to keep your income record strong. If you think that you store the credibility to return the amount then you can get the loan without Schufa in 24 hours.

Can I get Credit without Schufa experience?

Yes, you can easily get the borrowing of credit without Schufa; you just have to fill the online application form with accurate details. To get the desired amount you have to state good income source that can assure the lender you can return the amount on time. With the certainty of this wording that a borrower can return the amount on time, then the chances are high to get you the quick disbursal of the amount.


Personal Loans

Want to buy a new car or want funding access to pay the university fee? You get what you want. Apply to our personal loans.

Short Term Loans

Make the best use of online loan application procedure to ensure instant solution to your short term financial issues.

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Representative Example

Loan Amount (for 6 months)
Five Repayments of
One Final Repayment of
Total Repayment
Interest Rate
292% pa (fixed)
1250.2% APR